COVERAGE SOLUTIONS

Today’s healthcare environment demands flexibility – in products, services and pricing.  It’s important to know you have an experienced professional team with access to top rated carriers and the ability to design an insurance program that fits your continuously changing practice needs.  You have the promise of service excellence and professionalism that continues to make Cascio & Associates the protection partner of choice for medical professionals throughout Florida. We are able to offer most All of the insurance coverage solutions and services that have become vital to protecting you and your practice.

• Medical Malpractice – Professional Liability – Malpractice protection for claims arising out the rending, or failure to render, medical diagnosis, care, or treatment to a patient for which the physician is legally responsible.

•  Miscellaneous Professional Liability – Professional liability coverage for mistakes made in providing professional services, or not providing proper services where the provider would be held legally liable occurring outside of the medical malpractice coverage definition.  (Consulting, moonlighting, etc.)

• Workers Compensation - Insurance providing payments of compensation to a worker if injured while at work for an employer, whether or not the employer has been negligent. (state mandated coverage if 4 or more employees)

•  Medical Office Package – Property/contents/General Liability - A combination of property, which could include office contents and equipment, computer coverage, medical equipment, office premise general liability, crime, and optional building coverage or business owned vehicle/auto coverage.

• Excess Liability – Umbrella - Provides excess liability coverage for a variety of exposures covered under a primary policy.

•  Employment Practices Liability – Protects the various entities/employers for their hiring and firing practices (discrimination, sexual harassment etc.)  The named insured can include the entity, directors, officers, and employees.

•  Directors & Officers Liability – Protects the decisions made by the officers and directors of a company against damages from claims resulting from negligent or wrongful acts in the course of their duties.  Often coverage can be included for the entity and for employment practices liability.

•  Life & Key Person Life & Disability – Protection if you cannot practice to keep your family and your business going if you are out ill, become disabled, or in event of death.

• Medical Savings Accounts – High deductible health insurance plans with tax deductible options and savings to use for medical expenses or keep and use as a savings tool for retirement income.

For more information contact: or click here to email us for information

Jeri Cascio @ (407) 365-3218 or email: Jeri@Cascio-Assoc.com